What is a personal guarantor?

A personal guarantor is an individual with strong credit who agrees to take on the financial responsibility of a loan if the borrower defaults. In this case, we act as personal guarantors to help businesses secure funding that they might not otherwise qualify for.

Why would a business need a personal guarantor?

Businesses with limited credit history, low revenue, or a less-than-perfect credit score might struggle to get approved for loans. A personal guarantor with a strong credit profile can significantly increase the chances of approval and even secure better terms.

What types of businesses do you work with?

We work with a variety of businesses across different industries, as long as they meet our eligibility criteria. These criteria typically include a minimum credit score for the business owner and a viable business plan.

What are the benefits of using your service?

Our service provides numerous benefits, including:

• Increased access to funding

• Improved loan terms (lower interest rates, longer repayment periods)

• Faster approval times

• Expert guidance throughout the funding process

• Reduced risk for lenders

How do you choose your personal guarantors?

We have a rigorous screening process for our personal guarantors. They must have exceptional credit scores (typically 700+), a strong financial background, and a demonstrated commitment to ethical business practices.

What are your fees?

Our fees vary depending on the loan amount, risk level, and the specific package you choose. We offer flexible pricing options, including upfront fees, success fees, and monthly retainers.

How long does the process typically take?

The process can typically be completed within 30 days, but the exact timeline can vary depending on the lender and the complexity of the loan.

Is my personal information safe with you?

Absolutely. We prioritize the confidentiality and security of your personal and financial information. We adhere to strict privacy policies and use industry-standard security measures to protect your data.

What happens if the business I'm guaranteeing defaults on the loan?

As a personal guarantor, you would be responsible for repaying the loan if the business defaults. However, we take measures to minimize this risk by thoroughly vetting businesses and providing guidance on responsible financial management.

How do I get started?

Simply contact us for a free consultation. We'll discuss your funding needs, assess your eligibility, and recommend the best course of action.

Frequently Asked Questions... 💡